爱自由-星享境外旅行保障计划
保障范围
| 保障项目/保险金额（人民币：元） | 计划A | 计划B | 计划C | 计划D |
| 旅行意外伤害及医疗 | ||||
| 意外身故、残疾及烧烫伤 Accidental death and dismemberment |
300,000 | 500,000 | 600,000 | 1,000,000 |
| 公共交通工具意外身故、残疾 Common Carrier Accidental Death & Disability |
100,000 | 200,000 | 300,000 | 300,000 |
| 自驾意外 Accident while driving |
100,000 | 200,000 | 300,000 | 300,000 |
| 医疗费用（含门诊和住院，境内疾病医疗费用限额为3,000元，提供医疗直付服务，涵盖新型冠状病毒治疗费用涵盖新型冠状病毒治疗费用） Medical reimbursement (Including outpatient and inpatient, domestic medical reimbursement limit is RMB 3,000, and cover medical cost resulted from Covid -19) |
300,000 | 350,000 | 400,000 | 400,000 |
| 急性病身故 Acute sickness death |
10,000 | 15,000 | 20,000 | 20,000 |
| 旅行援助 | ||||
| 紧急医疗运送及送返（该医疗运返责任不承担尼泊尔救援责任） Emergency medical evacuation and repatriation（No responsibility for medical delivery in Nepal） |
300,000 | 500,000 | 实际费用 Actual Costs |
实际费用 Actual Costs |
| 身故运返（其中丧葬慰问金以16,000元为限） Repatriation of remains(Limit of Death condolences is RMB16000) |
200,000 | 300,000 | 实际费用 Actual Costs |
实际费用 Actual Costs |
| 亲属慰问探访费用 Compassionate visit |
5,000 | 8,000 | 10,000 | 10,000 |
| 海外救护车费用 Ambulance Assistance |
300 | 500 | 800 | 800 |
| 未成年人旅行送返费用 Escort of minors |
5,000 | 5,000 | 5,000 | 5,000 |
| 旅行不便保障 | ||||
| 商业活动门票损失 Ticket refund of unattended events |
1,000 | 2,000 | 3,000 | 3,000 |
| 旅行变更 Change of travel schedule |
5,000 | 10,000 | 15,000 | 15,000 |
| 行李延误（每6小时赔偿500元） Baggage delay (RMB500 for every 6 hours) |
500 | 500 | 1,000 | 1,000 |
| 直飞航班延误(每4小时赔偿300元，仅承保国际直飞航班的延误）Direct flight delay (RMB300 per 4 hours, only cover the delay of international direct flight) | 300 | 300 | 600 | 900 |
| 旅行证件损失 Loss of travel documents |
3,000 | 5,000 | 10,000 | 10,000 |
| 传染病强制隔离津贴（500元/天，30天为限） Infectious disease forced isolation comfort insurance (RMB500 for per days, Up to 30 days) |
15,000 | 15,000 | 15,000 | 15,000 |
| 绑架及非法拘禁（每24小时赔付3,000元） Kidnapping and illegal detention(RMB 3000 per 24 hours) |
12,000 | 12,000 | 12,000 | 12,000 |
| 个人财物保障 | ||||
| 个人随身财物（手机及平板电脑除外，每件或每套行李限额1,000元） Limit per item or set of items(Except phone, iPod and laptop): RMB1,000 |
2,000 | 5,000 | 6,000 | 6,000 |
| 手机及平板电脑保障（单件物品限额为1000元） Loss of Mobile-phone and Tablet PC(per item : RMB1,000) |
1,000 | 2,000 | 3,000 | 3,000 |
| 信用卡购物保障（不适用未成年人） Credit card Purchase Protection |
1,000 | 2,000 | 3,000 | 3,000 |
| 个人钱财损失 Loss of money |
1,000 | 2,500 | 3,000 | 3,000 |
| 旅行期间家财保障 Home guard |
2,000 | 3,000 | 5,000 | 5,000 |
| 个人责任 | ||||
| 个人及宠物责任 Personal and pet liability insurance |
500,000 | 800,000 | 1,000,000 | 1,000,000 |
| 扩展保障 | ||||
| 旅行保障自动延期（不可抗力下） Travel Insurance Extetion ( Force majeure ) |
7天（Days） | 7天（Days） | 7天（Days） | 7天（Days） |
费率表
| 基本保障保险费/人(RMB：元) | 计划A | 计划B | 计划C | 计划D |
| 1-7天 | 110 | 180 | 235 | 290 |
| 8-10天 | 135 | 220 | 280 | 360 |
| 11-14天 | 180 | 290 | 390 | 460 |
| 15-17天 | 220 | 340 | 450 | 550 |
| 18-21天 | 260 | 410 | 540 | 650 |
| 22-24天 | 290 | 460 | 600 | 730 |
| 25-28天 | 330 | 530 | 690 | 850 |
| 超过28天后，每增加一周（不到一周按一周记） | 330+80*周数 | 530+120*周数 | 690+160*周数 | 850+205*周数 |
| 全年保障（单次旅行最长不超过183天） | 950 | 1,600 | 2,300 | 3,000 |
投保须知
投保须知